12 Ways To Save on Car Insurance

12 Ways To Save On Your Car Insurance

When it comes to looking for your insurance we have all been guilty of adding tweaking the settings to get a better price but following these simple options may be able to give you a better all-round package

Here are 12 ways to save money on car insurance:

  1. Shop around: Compare quotes from multiple insurance companies to find the best rate.
  2. Bundle policies: Consider combining your car insurance with other policies, such as home or renters insurance, to receive a discount.
  3. Maintain a good driving record: Safe driving habits can result in lower insurance premiums.
  4. Raise your deductible: A higher deductible can lower your monthly insurance payments.
  5. Take a defensive driving course: Many insurance companies offer discounts for completing a defensive driving course.
  6. Use your car for pleasure, not work: If you use your car primarily for personal use, you may be eligible for lower rates.
  7. Get a new car: Newer cars are generally cheaper to insure.
  8. Choose the right car: Some cars are cheaper to insure than others. Research the insurance costs before you buy a car.
  9. Consider usage-based insurance: Some insurance companies offer discounts for using a usage-based insurance program that tracks your driving habits.
  10. Be a safe and responsible driver: Many insurance companies offer discounts for being a responsible driver, such as having a clean driving record, or for having safety features installed in your car.
  11. Ask about discounts: Ask your insurance company if they offer any discounts that you may be eligible for.
  12. Keep your credit score in good standing: A good credit score can result in lower insurance premiums.